INDIVIDUAL TAX

Individual Tax Returns

Accurate. Thorough. Filed right the first time.

From straightforward W-2 returns to complex equity compensation and international filing situations — we handle your individual return accurately and efficiently.

Virtual across Washington State. In person at our Bothell office.

Call +1 (425) 699-6990

WHO WE FILE FOR

Every Filing Situation

From a single W-2 to RSUs, rental income, FBAR, and multi-state returns — we prepare individual tax returns at every level of complexity.

Employees & W-2 Filers

Wages, withholding, credits, and the deductions most software never asks about.

Tech Workers & RSU Income

RSU vesting, ESPP purchases, and stock options — with cost basis corrected so the same income is not taxed twice.

Self-Employed & 1099 Contractors

Schedule C income and expenses, self-employment tax, the QBI deduction, and estimated payments.

International Filers & H-1B Visa Holders

Residency status, tax treaty positions, foreign income, and FBAR and Form 8938 reporting.

Real Estate Investors

Schedule E rental income, depreciation, passive loss rules, and property sales.

Retirees & Pension Income

Pensions, IRA distributions, required minimum distributions, and taxable Social Security.

Military Families

Tax-free allowances, combat pay, and moves between states.

Married Filing Jointly

Two incomes, two sets of benefits, and the filing status decision that fits.

WHAT WE COVER

Credits & Deductions We Look For

Tax Credits

Earned Income Tax Credit
Child Tax Credit
Child & Dependent Care
American Opportunity Credit
Lifetime Learning Credit
Saver's Credit

Deductions

Mortgage Interest
Student Loan Interest
Charitable Contributions
Medical Expenses
Retirement Contributions
Self-Employed Health Insurance
Qualified Tips & Overtime
Senior Deduction (65+)

COMPLEX RETURNS

Situations We Handle

Not every return is straightforward. These are the situations most tax software gets wrong.

RSU & Stock Option Income
Foreign Bank Account Reporting
ESPP Participation
Tax Treaty Benefits
Multiple States
Crypto & Digital Assets
Rental Property Income
Gig & Marketplace Income
K-1 Income From a Partnership or S-Corp
Late & Amended Returns
Sale of Primary Residence
Divorce & Separation Returns
Inheritance & Estate Income
First Time Homebuyer

WASHINGTON

What Washington Residents Should Know

Washington has no state income tax on wages, so most residents file only a federal individual return. That does not mean Washington is out of the picture. The state's capital gains tax applies to long-term gains on assets such as stocks and funds: 7% above an annual standard deduction ($278,000 for 2025), plus an additional 2.9% on gains above $1 million. Real estate and retirement accounts are exempt. The Washington capital gains return is filed separately with the Department of Revenue.

In 2026 the legislature also enacted a new 9.9% tax on Washington taxable income above a $1 million standard deduction (ESSB 6346), which currently faces legal challenges. It starts with income earned in 2028, so for most households it is a planning question today rather than a filing one — our tax planning service covers it.

Because Washington has no income tax, residents who itemize can deduct state and local sales tax instead, along with property taxes, subject to the federal SALT cap — $40,400 for 2026, reduced at higher incomes. And if you live in Washington but work in Oregon, your Oregon wages still require an Oregon nonresident return; our Vancouver tax preparation page covers that situation.

We prepare individual returns for clients across the state — in person through our Bothell tax preparation office and virtually everywhere else, including Seattle. Rental owners should also read our guide for real estate investors, and owner-operators filing Schedule C should see our trucking tax page.

COMMON MISTAKES

Errors We Fix Most Often

These are the problems we find most often when a new client brings in a prior-year return.

RSU Sales Taxed Twice

RSU income is already in Box 1 of your W-2 when shares vest. When you later sell, the broker's 1099-B often shows a cost basis of zero or leaves it blank. Without an adjustment on Form 8949, the same income is taxed a second time.

Relying on 22% Supplemental Withholding

Employers commonly withhold federal tax on bonuses and RSU income at the 22% supplemental rate. If your total income puts you in a higher bracket, that withholding falls short and the difference comes due in April.

Missing the FBAR

If your foreign accounts together exceed $10,000 at any point in the year, you must file FinCEN Form 114 — separate from your tax return — even when no tax is owed on the accounts.

Claiming a Home Office as a W-2 Employee

Employees cannot deduct unreimbursed home office costs on their federal return. The home office deduction is for self-employed income reported on Schedule C.

Skipping Estimated Payments

If you expect to owe $1,000 or more after withholding, the IRS expects quarterly estimated payments. Paying 100% of last year's tax — 110% if your prior-year AGI was over $150,000 — avoids the underpayment penalty.

Leaving Out Crypto or Marketplace Income

Form 1040 asks directly about digital asset transactions, and income is taxable whether or not you receive a 1099.

WHAT TO HAVE READY

Documents to Bring

Upload these through our secure client portal. We send a checklist tailored to your situation before your appointment.

W-2s from every employer
1099-NEC, 1099-MISC and 1099-K forms
1099-B and brokerage statements
RSU and ESPP vesting statements
1099-DIV and 1099-INT forms
1099-R and SSA-1099 forms
Form 1098 mortgage interest statement
Property tax statements
Charitable donation receipts
Rental income and expense records
Highest balance of each foreign account
Last year's federal return

PRICING

What It Costs

Final price confirmed at time of service. We never start work without agreeing on price first — no surprises, ever.

Estimate your individual return price →

Individual Return (Form 1040)Starting at $350

New Customer Discount−$100

Non-Resident State Return+$125 per state

Schedule C Business+$250 each

Rental Property (Schedule E)+$200 each

Foreign Income or Foreign Accounts+$150

Itemized Deductions (Schedule A)+$125

Schedule K-1+$150 each

FBAR (FinCEN 114)+$150

Form 8938 (FATCA)+$150

Amended Return (1040-X)Quoted after free consultation

Your home (resident) state return is included. The base price includes up to 2 W-2 or 1099 forms, 1 state return, and federal and state filing. See the full list of what is included on the pricing page.

How It Works

Schedule a free consultation — virtual or in person at our Bothell office

Upload your documents through our secure client portal

We prepare your return and walk through every line with you before signing

We e-file your return and send you a copy for your records

Common Questions

Not for wages. Washington has no state income tax on wages, so most residents file only a federal return. If you sell stocks or other long-term capital assets and your gains exceed the annual standard deduction ($278,000 for 2025), you file a separate Washington capital gains return. The new 9.9% income tax enacted in 2026 starts with income earned in 2028 and currently faces legal challenges.

RSUs are taxed as ordinary income when they vest, at the fair market value of the shares on the vesting date, and that income is included in Box 1 of your W-2. When you sell, the gain or loss is measured from that vesting-date value. Brokers often report a zero basis on the 1099-B, so the sale must be adjusted on Form 8949 to avoid paying tax twice.

Yes, if the combined highest balances of your foreign financial accounts exceed $10,000 at any point during the year. The FBAR (FinCEN Form 114) is filed separately from your tax return, is due April 15, and is automatically extended to October 15. Our expat tax page covers foreign reporting in more depth.

Starting in 2026, yes — up to $1,000 of cash gifts to qualifying charities, or $2,000 for married couples filing jointly. If you itemize, only the portion of your giving above 0.5% of your adjusted gross income is deductible.

If you expect to owe $1,000 or more after withholding and credits, generally yes. The 2026 due dates are April 15, June 15, and September 15, 2026, and January 15, 2027. Paying 100% of last year's tax — 110% if your prior-year AGI exceeded $150,000 — protects you from the underpayment penalty.

Your Oregon wages are Oregon-source income, so you file an Oregon nonresident return in addition to your federal return. Washington has no income tax return for wages to file. See our Vancouver tax preparation page for more on cross-border filers.

Individual returns start at $350, and new clients get $100 off their first return. Each non-resident state is $125; your home state return is included. Each Schedule C business is $250, and each rental property is $200. Itemized deductions (Schedule A) are $125, each Schedule K-1 is $150, an FBAR (FinCEN 114) is $150, and Form 8938 (FATCA) is $150. Use our individual price estimator for a quote based on your forms.

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Starting at $350. Quote confirmed before we start. Virtual across Washington State or in person in Bothell.